1. Information We Collect When you use our website, we may collect the following types of personal information:

2. How We Use Your Information We use your personal information to:

3. How We Protect Your Information We take appropriate measures to protect your personal information from unauthorized access, use, disclosure, and alteration. We use industry-standard security measures such as encryption, firewalls, and secure socket layers (SSL) to protect your personal information.

4. Disclosure of Your Information We may disclose your personal information to third-party service providers who perform services on our behalf, such as website hosting, data analysis, and customer support. These service providers are only permitted to use your personal information to provide services to us and are required to keep your personal information confidential. We may also disclose your personal information to law enforcement or government agencies as required by law or as necessary to protect our rights or the rights of others.

5. Your Rights You have certain rights with respect to your personal information, including the right to:

If you would like to exercise any of these rights, please contact us using the information provided below.

6. Changes to this Privacy Policy We may update this Privacy Policy from time to time by posting a revised version on our website. The revised version will be effective as of the date it is posted. We maintain and follow all applicable laws and regulations by the US government that govern private information.

7. Contact Us If you have any questions about this Privacy Policy.

Please read these Terms and Conditions (“Terms”) carefully before using our website and services.

By accessing roadmap20.com (the “Site”) and purchasing or using any of our digital products, courses, memberships, or services (the “Service”), you agree to be bound by these Terms, along with our [Privacy Policy] and [Income Disclosure].

Article 1: General Use

Accessing the Site in any manner, whether automated or otherwise, constitutes use of the Service and agreement to these Terms. You must comply with all applicable laws and regulations when using the Site.

Article 1a: Age Limit

Our products and services are intended for individuals 18 years or older. If we discover that a minor has registered or purchased, their account will be terminated, and any payments refunded.

Article 2: Orders & Access

By purchasing any product through the Site, you confirm that you are legally capable of entering into a binding contract.

All products sold are digital. After purchase, you will receive access via the email address provided. Nothing physical will be shipped.

Article 3: Prices

• All prices are listed in USD.

• We reserve the right to update or change pricing at any time.

• The price applicable to your purchase is the one stated at the time of order.

Article 4: Your Information

To complete a purchase, you may be asked to provide personal details such as your name, email address, billing information, and payment method.

You represent that:

• You have the legal right to use the payment method provided.

• All information submitted is accurate and complete.

• We use secure third-party payment processors (e.g., Stripe, PayPal) to handle transactions. We do not store your full credit card details.

Article 5: Payment

• Payment is due immediately at checkout.

• All payments are final unless a refund policy is explicitly stated on the product sales page.

• Failed payments or chargebacks may result in suspension of your account and access to products.

Article 6: Refunds & Cancellations

Refunds are only provided if explicitly offered on the product sales page. If no refund policy is stated, the purchase is considered final and non-refundable.

Subscription or membership services (if applicable) can be canceled at any time. Access will remain until the end of the billing period already paid.

Article 7: Intellectual Property

All content on this Site, including courses, training materials, graphics, and digital downloads, is the property of roadmap20.com or its licensors.

You may not reproduce, resell, distribute, or share content without prior written consent.

Article 8: Affiliate Disclosure

We may promote third-party products and services through affiliate links. If you purchase through one of these links, we may earn a commission at no extra cost to you.

Article 9: Limitation of Liability

We do not guarantee that our products or strategies will generate income or results. By using the Site, you agree that we are not liable for any direct, indirect, or consequential damages arising from your use of our products or services.

Article 10: Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised date. Your continued use of the Site indicates acceptance of the revised Terms.

Our business provides individuals with an opportunity to earn income through Master Resell Rights. We believe that selling a Digital Product can be a viable source of income for many people, but we cannot guarantee any specific level of income or success.

Any income figures presented in our marketing materials or by other purchasers of this product are not guarantees of income. Income is dependent on various factors, including individual effort, skill, and experience. Therefore, actual earnings may vary and are not guaranteed.

We make no representation or warranty as to the level of success that any individual may achieve through our business opportunity or any of our programs, products, or services. The income figures presented are for informational purposes only and do not include expenses related to operating a business, such as marketing, travel, and other costs.

Individuals who join our community are responsible for their own success and should conduct their own due diligence to determine whether our business opportunity is right for them. We do not provide any guarantees or promises regarding income or success. Any earnings or income statements should be considered as estimates of what an individual could potentially earn, and not as typical or average earnings.